I digress.
I had a good session with my therapist last night. We talked a lot about money. What role it plays in our lives, and how it means something very different to everyone. What we determined is that to me; it means security. If there's money in the bank- I feel safe. I know that if something terrible were to happen, financially I would be somewhat prepared. I am a saver. Or as Brian would call it "A tightfisted Biyatch". Brian and I pool our money, there is one bank account for the two of us, and I'm really, really careful with it. We worked long and hard to get out of debt that we had accrued when we were young and stupid and didn't have a mortgage payment or even rent for that matter. But then we got married and pulled our shit together and before we bought our house we lived with my dad for 10 (very fucking long) months so that we could bank roll some dough and pay off some debt. And believe me that moving in with my dad was a HUGE sacrifice for us. I love the guy to pieces but moving back in with a parent after you're married is not exactly conducive to newlywed status.
Anyway, speaking of my dad... Money was pretty tight growing up. We lived in a nice neighborhood, but had the ugliest, and least kept house on the block. (Teresa, you can attest to that.) I think that's partially because my dad hated yard work, but mostly because what little free time and money he did have, wasn't going to be spent sweating over a flower bed just to keep up with the neighbors. And as much as I hated the weeds peering out from under the redrock in our front yard, I sort of respect that. Money didn't have much significance in our lives, and maybe that was because we didn't have any. But I never really felt like we went without either. I just knew that money was spent carefully and tucked away for important things. (Which might explain why I went a little Catholic-School-Girl on my first credit card) I earned every penny my dad ever gave me, no allowance, I had to do chores above and beyond my regular duties. Which was fine. I definitely learned the value of a dollar, and the sweet, sweet reward that came from biking my ass to the Baskin-Robins. (I have always been a whore for ice cream.)
But money came easier to me then, and not having any didn't matter like it does now. I don't mean to cry poor. We're not poor. But we do live frugally, and every penny counts. And each penny means more to me then just the numbers on a bank statement, or as of late a medical bill and credit card statement.
One of the biggest problems I have with IVF is what a huge financial risk it is. It's actually terrifying for me. Could I get the money together in a month from various family members? Yes. Would doing so go against every manor of my belief system and decimate my pride? Yes. But is a baby worth going outside of my comfort zone? HELL YES.
As evidence of my childhood, I pretty much live by the: "if you don't have the money for it, you go without". But what I discovered tonight is that that rule just shouldn't apply to having a family. I hate to think that finances has been holding us back through all of this. Not just because of a few missing zero's in our bank account, but because I haven't been able to get out of my comfort zone. To risk something I have substantial control over... I can give you reasons all fucking day long as to why we should do one treatment over the other, but I need to stop rationalizing everything. I need to find out what my heart wants.
Why is that so damn hard?
I'm sure all you number crunchers out there are wondering why I'm talking about getting the money from family as opposed saving it ourselves, when I claim to be such a penny pinching money hoarder. The problem is time. While I don't need to make a decision this month, I can't fathom waiting more than a year to move forward with another treatment. You might as well reserve my straight jacket and padded cell now, cause it wouldn't be long before what's left of my sanity jumped ship. And it's not as if we'd be getting a free ride, they would be loans that we'd most definitely pay back. God knows how long it's going to take, but we would. And while we would do it in an instant, we can't refi our house. Brian is a new small business owner and we wouldn't be able to prove his income yet.
I guess the moral to my story is that money sucks when you don't have it. And I hate that I given it so much power in our decision making process. I used to say that I couldn't handle shelling out all this money that ended up in another failed cycle. It would be so crappy to pay of debt that was all for nothing. But when I look back at three of the six dIUI's that ended up on my credit card. I don't regret them. Not one bit. Because I genuinely believed each one was going to work. The payments suck on paper, but I'm not resentful about them. Because I went against every part of my logic and followed my heart.
In my last post I talked about how my decision between dIUI and IVF with Brian changes on a daily basis, well today it's IVF.